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The zero rate ends 31 March 2027

The installation of energy-saving materials in residential accommodation has been zero-rated since 1 May 2023. On 1 April 2027 it reverts to the 5% reduced rate. That is a hard, dated cliff edge and it is the most time-sensitive VAT item facing the trades — because any contract being signed now for a spring 2027 installation straddles it, and somebody has to carry the five points if the programme slips.

Article · 13 April 2026

The dates, exactly

PeriodVAT on installation in residential accommodation
1 May 2023 to 31 March 2027Zero-rated
From 1 April 20275% reduced rate

It is not a proposal or a consultation. It is a dated reversion, and the relief simply stops.

What qualifies

The qualifying list, from VAT Notice 708/6:

  • Controls for central heating and hot water systems
  • Draught stripping
  • Insulation
  • Solar panels
  • Wind turbines, water turbines
  • Ground source heat pumps, air source heat pumps
  • Micro combined heat and power units
  • Wood-fuelled boilers

Added on 1 February 2024: water source heat pumps; batteries for storing electricity; smart diverters; and groundworks for ground or water source heat pump pipework. From the same date the relief also covers buildings used solely for a relevant charitable purpose.

The battery and groundworks additions matter commercially. Battery storage sold alongside solar was previously outside the relief; the groundworks addition means the digging for a ground source loop is inside it, which for a heat pump installer is a substantial part of the contract value.

The restriction that catches merchants

The relief applies only where the materials are installed. Supply-only is standard rated.

So a business that both fits and sells over the counter has two VAT treatments on the same product. Fit a heat pump: zero-rated to 31 March 2027. Sell the same heat pump to a customer who will fit it themselves, or to another installer: 20%. If your invoicing does not distinguish the two, that is worth fixing before it becomes an assessment.

Why the cliff edge is a contract problem, not a VAT problem

Worked example — a job that slips

An installer signs a contract in autumn 2026 for an air source heat pump installation with a contract value of £14,000, priced and quoted with no VAT on the basis of the zero rate.

  • Completed by 31 March 2027: zero-rated. Customer pays £14,000. Everyone is happy.
  • Tax point falls on or after 1 April 2027: 5% applies. £700 of VAT.

£700 is not ruinous. The question is who pays it, and the answer is whoever the contract says — and most contracts written now say nothing, because the person writing them has not thought about the date. In a straight fixed-price contract with no VAT clause, the installer absorbs it.

Across a book of twenty heat pump installations slipping into April 2027, that is £14,000 of margin gone on a technicality about scheduling.

What to put in contracts you are signing now for spring 2027 delivery:

  1. State the VAT rate applied and the basis for it — the zero rate for installation of energy-saving materials in residential accommodation to 31 March 2027.
  2. State what happens if the tax point falls on or after 1 April 2027: that the 5% reduced rate will apply and the price is exclusive of it.
  3. Do not rely on a general "prices exclusive of VAT" line where you have quoted a zero-rated total to a householder. A domestic customer who was quoted £14,000 and is asked for £14,700 will treat that as a price increase whatever the small print says.

Programme risk is also worth pricing honestly. If a job is scheduled for March 2027 and slips by a fortnight, the rate changes. Building a fortnight of contingency into the schedule is cheaper than arguing about £700.

Where this sits among the other rates

Energy-saving materials are one of several ways a trade can end up on something other than 20%. Getting the rest right matters just as much:

  • Zero: construction of a new dwelling, subject to the four "designed as a dwelling" conditions — including the separate use or disposal condition that catches annexes
  • 5%: changed number of dwellings conversions, non-residential conversions where the premises have not been used residentially for ten years, and renovations of dwellings empty for two years or more
  • 20%: repairs, maintenance, extensions and alterations to existing occupied dwellings

The VAT rates guide covers all of them with the evidence each one needs. And remember the sequencing: only standard and reduced-rated supplies can go onto the domestic reverse charge, so a rate decision is also a reverse charge decision.

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Quick answers

Frequently asked

When does the zero rate on energy-saving materials end?

On 31 March 2027. The installation of energy-saving materials in residential accommodation has been zero-rated since 1 May 2023, and from 1 April 2027 it reverts to the 5% reduced rate. This is a hard dated reversion rather than a proposal, which makes it the most time-sensitive VAT item facing the trades: any contract signed now for a spring 2027 installation straddles the date, and if the programme slips past 31 March the rate changes mid-job. Contracts being written now should say which rate has been applied and what happens if the tax point falls on or after 1 April 2027.

Does the zero rate cover battery storage and groundworks?

Yes, both were added on 1 February 2024. The qualifying list now includes batteries for storing electricity, smart diverters, water source heat pumps, and groundworks for ground or water source heat pump pipework, alongside the original items — insulation, draught stripping, central heating and hot water controls, solar panels, wind and water turbines, ground and air source heat pumps, micro combined heat and power units and wood-fuelled boilers. From the same date the relief also covers buildings used solely for a relevant charitable purpose. The groundworks addition is commercially significant for heat pump installers because the loop excavation is a large part of contract value.

Can I zero-rate a heat pump I supply but do not install?

No. The relief applies only where the materials are installed, so supply-only sales are standard rated at 20%. That means a business which both fits and sells over the counter has two different VAT treatments for the same product: zero-rated when it forms part of an installation in residential accommodation up to 31 March 2027, and 20% when sold to a customer who will fit it themselves or to another installer. If your invoicing does not distinguish the two, it is worth separating them before an inspection does it for you.

Who pays the VAT if my heat pump job slips into April 2027?

Whoever the contract says, and most contracts being written now say nothing — in which case a fixed-price installer absorbs it. On a £14,000 installation quoted with no VAT on the basis of the zero rate, a tax point falling on or after 1 April 2027 brings 5% into play, so £700. Across twenty installations slipping past the date that is £14,000 of margin lost to scheduling. The fix is a clause stating the rate applied, the basis for it, and that the price is exclusive of the 5% reduced rate if the tax point falls after 31 March 2027 — plus a fortnight of programme contingency.

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